Insurance FAQ & Supplemental Coverage Options

To rent with Fetch without purchasing additional coverage, the renter named on the rental agreement must have proof of an existing and current auto insurance policy with both Collision and Liability coverage that extends to a rental vehicle.

Supplemental Coverage Options

Fetch Collision Waiver & Collision Damage Waiver: Don't have collision (physical damage) coverage with your own auto insurance? Some vehicles offer a FCW or CDW which waives the collision coverage verification requirement. FCW and CDW's offer the same coverage, but are named differently based on the type of vehicle. 

FCW & CDW prices vary per vehicle, but range from $12.99 to $24.99 per day, these waivers must be added at time of rental pick up. 

Fetch Insurance Waiver: Don't have insurance? Some vehicles offer a Fetch Insurance Waiver (FIW) which waives our liability and collision insurance verification requirement. 

FIW prices can vary per vehicle, but on average are priced at $42.99 per day. 

What if I don’t have Collision coverage on my Insurance?

For renters who only have Liability Insurance, a Collision Damage Waiver (CDW) or Fetch Collision Waiver (FCW) may be available to purchase depending on the vehicle you are renting.

If the preferred vehicle does not have a collision waiver available, you may also add Collision coverage to your existing policy for the duration of the rental and remove once the rental has been completed. This would be processed through your insurance carrier. 

What if I don't have insurance coverage, or my insurance carrier stated my coverage wont transfer to a rental?

For renters who do not have insurance, or your insurance carrier will not allow your coverage to transfer, a Fetch Insurance Waiver or (FIW) may be available to purchase depending on the vehicle you are renting. 

If the preferred vehicle does not have a FIW available, you can cancel the original reservation and rebook with a covered vehicle. 

Can I add an insurance waiver once I have already started my reservation?

All insurance waivers must be added on prior to reservation start/pick up.

How do I know which vehicles offer insurance waivers?

When making your reservation, vehicles that offer a specific insurance waiver will have an additional step in the booking process titled "Optional Products." Here you will select the appropriate waiver based on your auto policy coverage.